Church Insurance Provider



Church Insurance Policies
Representing Guide One and other companies, we can bring our clients America's leading church insurer. We offer property and liability coverages for churches, regardless of the denomination. Property coverage includes such items as your buildings, contents, signs, property in the open, and fences. Your policy will automatically include coverage for standard items, along with many non-standard items, such as the following:

  • Equipment breakdown, including computers, boilers, and electrical equipment.
  • Newly acquired or constructed property (our limits exceed industry standards).
  • Pastor's personal property.
  • Ordinance or law - when building updates are required by ordinance following a covered loss.
  • Stained glass windows.
  • Personal Effects and property of others on a worldwide basis; for example, property lost on a mission trip.
  • Fire and security alarm upgrade – reasonable additional costs to upgrade your system when replaced due to a covered cause of loss.
  • Utility services interruption (direct damage and time element) for example, a storm knocks out usage of your utilities and causes damage.
  • Automated external defibrillators (AED).
  • Indirect loss, such as the loss of church income and tuition fees resulting from a covered peril, including a violent incident; e.g., a church intruder.
  • Earthquake sprinkler leakage.

Please note, due to applicable state laws, certain coverages may not be available in your state. Please contact us for coverage availability.

Add On Coverage
We offer special policies to complement our Church policies, including:

  • Workers Compensation
  • Business Auto
  • Umbrella
  • Group Life
  • Key Employee Life
  • International Travel Coverage
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